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Global fiat to crypto

Your bank money, in digital dollars.

Deposit from your own bank account. We turn it into USDT or USDC you can hold, or send to any wallet you choose.

No jargon. Every fee on screen before you confirm.

Open your account See how it works

For people living in the EU (European Union) and the rest of the EEA, the United Kingdom, Switzerland, the United States and Canada.

Deposit from your bank
EUR by SEPA · USD by ACH
Hold digital dollars
USDT on TRON, USDC on Base
Fees
On screen before you confirm
Every send
Authorized by your PIN

Three steps. No jargon.

Your deposit rail is set by the country you live in. Nothing to configure.

  1. Open your account

    Verify your identity once with a photo ID and a selfie. It takes about six minutes.

  2. Deposit from your bank

    A normal transfer to your own deposit details. It arrives as USDT or USDC, 1 to 1 with the US dollar.

  3. Hold or send

    Keep your balance in digital dollars, or send it to any wallet. You get a receipt for everything.

The app

Deposit. Hold. Send.

Big numbers, each fee on its own line, and a receipt at the end.

Deposit

A normal transfer from your own bank. Each fee and what you receive are on screen before you confirm.

Hold

Your balance in digital dollars, the network it is held on, and every movement in your activity.

Send

Send to any wallet you choose. The send fee is on screen, and your PIN authorizes it.

Why Atlas

Simple to hold. Simple to send.

Nothing is charged without telling you. Nothing leaves without your confirmation.

Fees

What it costs, in full.

You see each line below on screen before you confirm, and again on your receipt. Fees are charged in your account's asset: USDC for EU accounts, USDT for supported non-EU accounts.

Account opening$10.00 USDT/USDCone time
Conversion to USDT or USDC3%
Deposit fee$3.00 USDT/USDCper deposit
Send fee$3.00 USDT/USDCper send to an outside wallet
Monthly maintenance fee$3.50 USDT/USDCper month
Example: deposit 500.00 EUR at 1 EUR = 1.0850 USDCYou receive 523.22 USDC

Worked example

500.00 EUR in. 523.22 USDC out.

One deposit from a bank in the EU (European Union), line by line, with the fees above.

  1. Your bank

    500.00 EUR

    You send a SEPA transfer from an account in your own name.

  2. Conversion

    1 EUR = 1.0850 USDC

    Conversion to USDC
    3%
    Deposit fee
    $3.00 USDC

  3. Your wallet

    You receive 523.22 USDC

    Held as USDC on Base, with a receipt that lists every fee.

Where it works

Where you can open an account.

If you live in one of these places. You deposit from a bank account in your own name.

Security

Safe by default.

Nothing is charged without telling you. Nothing leaves without your confirmation.

  • Verified identityEvery account is checked by Bridge, our regulated banking partner.
  • Your PIN authorizes every sendNo send leaves your balance without it.
  • A receipt for everythingEach deposit and send has a receipt with every fee itemized.

Common questions

Do I need to understand crypto?

No. You deposit from your bank like any transfer, and your balance shows in digital dollars. We handle the conversion and the wallet.

What are USDT and USDC?

Digital dollars: each one is designed to be worth 1 US dollar. EU residents hold USDC on the Base network and deposit EUR by SEPA. Customers in supported countries outside the EU hold USDT on the TRON network. Your account uses one asset based on your country of residence.

How much does it cost?

A one-time $10.00 USDT/USDC account opening fee, a 3% conversion fee and a $3.00 USDT/USDC deposit fee on each deposit, a $3.00 USDT/USDC send fee for each send to an outside wallet, and a $3.50 USDT/USDC monthly maintenance fee. Fees are charged in your account's asset: USDC for EU accounts, USDT for supported non-EU accounts. Every fee appears before you confirm.

Where can I open an account?

We are preparing an EU-first launch with EUR deposits by SEPA. US accounts use ACH; other configured non-EU countries are planned for USD wire deposits, which are not open yet. Availability depends on verification and provider approval. You deposit from a bank account in your own name.

How do I talk to a person?

Open Help in the app and write to us. A person answers within one business day.

Your account in a few minutes.

Verify once, then deposit from your bank.

Open your account Sign in